Jan 09 2009
budgeting my life
Last time I did a yearly budget was 2006. It was effective and helped me get by on a piss-poor salary which equaled out to about $10 an hour. Things were always tight, but I learned how to live and operate on what little I made.
When I finally got a job that afforded me a healthier, regular paycheck, I got lazy and sloppy and for the past two years lived without budgeting myself. Fast forward to today and I’ve got less money saved than I’d like and I’ve got bigger plans than ever.
Last night I sat down and did out a spreadsheet and took a long hard look at what I’m making, spending and saving. I’ve got a lot of work to do, but I’m positioned to do well if I stay focused, which makes me happy.
It is amazing how we can get lazy and spend when we see some money in our pockets. I liked your blog, it is true, budgetting is the key.
Dania
http://stretchyourdollar.today.com